Smartcoin Financials Pvt Ltd is Harass Legal notice on daily basis

Sir/ madam,
I paid my previous loan before due date but due to my job lay off, I can’t paid loan emi on time it’s been delayed, now I paid 2nd emi on 6.01.23 of rs.4054.54 and 3rd emi paid on 18.01.23 of rs.4001.54, and my current emi paid on 28.01.23 of rs.3937.54 no further dues as of now.
I always request to legal department but they creating me mental pressure for emi payment (immediately) on daily basis, legal notice sending 7 times and 3 times meeting schedule on my what’s app and sending same letter to my house including 2nd and 3rd loan emi amount.

kindly advise me.

Yours faithfully
Deepak Kumar

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